I want to buy a home
Get pre-approved, set a budget, and prepare your down payment.
- Know your buying power before you search
- Start pre-approval early
- More lender options than your own bank
Mortgage
Mortgages, made simple in Turkish.
Navigate the Canadian mortgage process in plain Turkish. Understand what shapes your file and map the right path together.
- FSRA-Licensed Mortgage Brokering
- Turkish & English Support
- Multiple Lender Options
- Transparent Process Guidance
What shapes your file
What determines your mortgage options?
The right product and final pricing depend on your complete file, not a public rate table.
- Income and income documentation
- Credit history and existing debt
- Down payment and available equity
- Property type, value, and location
- How the property will be used
- Lender eligibility and product criteria
Options
What we help with.
Whichever is closest to your situation, message us on WhatsApp and we'll work out the right path for your file together.
Renew my mortgage
Don't settle for your bank's offer; compare your options.
- Renewal or switch quotes from several lenders
- Payment and rate set around your goals
- Timed so you don't miss your renewal window
Mortgage for renovations
Fund renovations using your home's value.
- A renovation budget built on your equity
- Refinance, HELOC or second mortgage compared
- Project cost and payment plan clear from the start
Consolidate debt
Combine payments into one simpler structure.
- Several debts rolled into one payment
- A more manageable structure using your equity
- More breathing room in your monthly cash flow
Use my home's value
Take money out of your home's value; see renewal or second-loan options.
- See how much equity you can access
- For renovation, investment or consolidation
- Refinance and second-mortgage options side by side
Home equity credit line (HELOC)
Use your home's value as you need it, with a flexible credit line.
- A flexible limit based on your home's value
- Draw as you need it, repay over time
- How it works and what it costs, in plain terms
Talk to a real person
For pre-approval and rate comparisons we use an Equifax soft credit check, zero impact on your credit score.Message on WhatsApp
There's a real team behind you.
At every step of the mortgage process, Jack, Tara, and Asif are with you, in Turkish and English. Ask your questions directly over WhatsApp.
For pre-approval and rate comparisons we use an Equifax soft credit check, zero impact on your credit score.Who we help
From first homes to portfolios.
First-time buyers
Budget · pre-approval · offerHomeowners
Renewal · refinanceInvestors
Rental income · portfolioBusiness owners / self-employed
Income proof · corporationNewcomers to Canada
New credit · new job
Let's clarify the right options for your file together.
Message us on WhatsApp; we'll understand your situation in plain terms and decide the right next step. This is not an approval or rate guarantee.
Message on WhatsAppReal Mortgage AssociatesReal Mortgage Associates Brokerage Licence #10464 · Jack Hunter FSRA Licence #M26001258
Legal disclosure
Mortgage is a Turkish-language mortgage experience for the Turkish community in Canada, offered through Real Mortgage Associates, that simplifies the mortgage process.
Mortgage brokering is offered through Real Mortgage Associates, a licensed brokerage operating in Ontario. The FSRA licence indicates the mortgage brokering service is subject to Ontario regulations.
These pages are for information only; they do not constitute a credit approval, rate guarantee, or lender commitment. Final rate and approval are determined at the income, credit history, property, down payment, lender conditions, and written-commitment stage. Mortgage brokerage fees or lender-paid commissions, where applicable, are disclosed in writing.
Mortgage brokering (Real Mortgage Associates · FSRA) and real-estate brokerage (RE/MAX Hallmark) are separate services under separate regulations.